Niche Insurance
Non-standard Commercial Property Risks with Deficiencies
Designed to fill a gap in the marketplace, we developed our Niche products for businesses with non-standard and hard-to-place property risks with potential deficiencies in construction, occupancy, protection, or exposure.
Your insurance coverage can now be extended to semi- and unprotected risks even if your property is a rooming house, a vacant residential or commercial building, or a seasonal operation.
Restaurants
Whether your establishment is licensed or unlicensed, you still need full coverage, including liability protection. Our Niche products cover restaurants that:
- have been in business for less than three years
- are in older buildings with no updates
- have other hazardous occupants in the building
- are seasonal operations
Non-standard Residential Property Risks with Deficiencies
This coverage caters to:
- Homeowners that do not qualify in standard insurance markets
- Rented condo units
- Seasonal dwellings
- Vacant dwellings
Rented Dwellings
With our Broad form coverage, Replacement Cost is also available for:
- absentee landlords
- large schedules
- company name
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